The Cargo Vest is one of the most versatile additions to a cyclist's wardrobe, but its urban style makes it perfect for any occasion. To ensure you're prepared for changing weather during a bike ride, this vest provides protection and warmth with minimal bulk. The front and back panels are made with quilted Primaloft thermal insulation, which reflects and retains body heat, for a comfortable and warm feel that lasts even when the garment is damp. The low-cut front panel, made of a bonded windproof fabric, significantly reduces bulk in the riding position. Brushed thermal side panels facilitate movement and adapt perfectly to the body, preventing drafts. Three rear pockets and a zippered pocket offer plenty of space for snacks or extra layers, while a reflective pattern on the back increases visibility after dark.